Marine coverage was first used in the ocean marine industry
to cover property loss before, during, and after completion
of an ocean transfer. During the 1800's, the non-ocean portion
of the journey grew as cargoes were transferred to barge,
etc. and the term "inland marine" was coined. Inland
marine policies became known as "floaters" since
the property to which coverage was originally extended was
Today, inland marine coverage includes
a wide variety of exposures.
We offer contractors, developers and property owners construction
coverages that are flexible and competitively priced. Whether
you need insurance for property under construction or equipment,
we can help.
- Builders Risk
Builders Risk is insurance that provides protection for
damage to buildings or structures under construction, renovation
- Contractors Equipment
This coverage insures the equipment and tools of a contractor
that are normally excluded under typical builder's risk
The Installation floater covers machinery and equipment
of all kinds during transit, installation, and/or testing
at project sites.
- Riggers Liability
Riggers Liability covers legal liability protection for
the individual or business entity when acting as a rigger
for the property of others in their care, custody and control.
Specialty & Miscellaneous Floaters
- Many businesses and organizations
have specialized needs. We offer a wide range of coverages
to meet them.
- Armored Car
Armored car coverage is a special form designed specifically
for the needs of an armored car operation.
- Fine Arts
Fine Arts consist of property classified as fine arts and
collectible objects of every kind and description.
- Furriers Block
Provides coverage for furs, fur garments or garments trimmed
with fur while in the custody of furriers, fur storage companies,
department stores or others.
- Installment Sales
Installment Sales is insurance for retail and wholesale
merchants, manufacturers, banks and finance companies who
sell or use personal property as collateral for a loan or
a conditional sales contract, deferred payment plan, or
installment payment plan. The loss is payable for the unpaid
balance under the sales contract or loan agreement.
- Jewelers Block
Jewelers Block coverage provides protection for jewelry,
precious and semi-precious stones, precious metals, alloys
and other stock used in your business.
- Miscellaneous Floaters
Miscellaneous Floaters is a "catch all" coverage
that protect property of a floating or moveable nature.
- Related Property
Related Property coverage provides protection for buildings,
business personal property, business income and extra expense
when also writing another marine coverage.
Technology and Communication
- The more dependent you are on your
equipment, the more you need specialized coverage and a company
that knows the in's and out's of insuring communications,
technology and electronic equipment.
- Cable Television
Cable television provides protection for property incidental
to the operation of cable television systems.
- Electronic Equipment
Specialized insurance for any type of equipment that uses
microprocessors and semi-conductors.
- Medical Imaging Equip
Medical Equipment Imaging insurance provides protection
for mobile medical equipment housed at hospitals, clinics,
or associated premises.
- Physicians & Surgeons
Physicians and Surgeons covers the medical, surgical and
dental equipment, supplies and instruments used by medical
or dental professionals.
- Radio & Television Towers
Radio and Television Towers provides coverage for the majority
of property used in broadcasting except for building and
contents not directly associated with broadcasting.
- Scientific Instruments
Covers instruments and equipment of a technical or scientific
- Telecommunication Equipment
Protects communication devices such as telephone, computers,
telex machines, video conferencing audio and visual equipment
and teleconferencing equipment.
Transportation coverages are unique inland marine products
designed for all industries involved in the transportation
of goods. We provide a full range of products and services
that can be tailored to meet your specific needs.
- Commercial Transits
Trip transportation and Shipper's Coverages, specifically
designed for truckers, warehousers, shippers and logistics
operators, provide protection for goods and merchandise
in transit, by virtually any mode of domestic transportation.
- Legal Liability
Legal Liability provides coverage for sums the insured is
obligated to pay as a result of damage from a covered loss
to property of others in the insured's care, custody or
- Motor Truck Cargo
Motor Truck Cargo protects owners or operators of trucks
against loss to owned property or the property of others
while in transport.
- Railroad Rolling Stock
Railroad Rolling Stock coverage protects rolling stock (such
as hopper and tank cars) owned or leased by railroad companies
or other businesses.
- Tank Storage
Provides protection for tanks, pipelines, and appurtenances
as well as tank and pipeline contents and other contents
in your care, custody and control.
If you would like more information
about inland marine coverages for your business, please contact
us at 800-627-2241.