Inland Marine coverage was first used in the ocean marine industry to cover property loss before, during, and after completion of an ocean transfer. During the 1800's, the non-ocean portion of the journey grew as cargoes were transferred to barge, etc. and the term "inland marine" was coined. Inland marine policies became known as "floaters" since the property to which coverage was originally extended was essentially "floating".

Today, inland marine coverage includes a wide variety of exposures.

Construction - We offer contractors, developers and property owners construction coverages that are flexible and competitively priced. Whether you need insurance for property under construction or equipment, we can help.

• Builders Risk
  Builders Risk is insurance that provides protection for damage to buildings or structures under construction, renovation or repair.
• Contractors Equipment
  This coverage insures the equipment and tools of a contractor that are normally excluded under typical builder's risk coverage.
• Installation
  The Installation floater covers machinery and equipment of all kinds during transit, installation, and/or testing at project sites.
• Riggers Liability
  Riggers Liability covers legal liability protection for the individual or business entity when acting as a rigger for the property of others in their care, custody and control.
  

Specialty & Miscellaneous Floaters - Many businesses and organizations have specialized needs. We offer a wide range of coverages to meet them.

• Armored Car
  Armored car coverage is a special form designed specifically for the needs of an armored car operation.
• Fine Arts
  Fine Arts consist of property classified as fine arts and collectible objects of every kind and description.
• Furriers Block
  Provides coverage for furs, fur garments or garments trimmed with fur while in the custody of furriers, fur storage companies, department stores or others.
• Installment Sales
  Installment Sales is insurance for retail and wholesale merchants, manufacturers, banks and finance companies who sell or use personal property as collateral for a loan or a conditional sales contract, deferred payment plan, or installment payment plan. The loss is payable for the unpaid balance under the sales contract or loan agreement.
• Jewelers Block
  Jewelers Block coverage provides protection for jewelry, precious and semi-precious stones, precious metals, alloys and other stock used in your business.
• Miscellaneous Floaters
  Miscellaneous Floaters is a "catch all" coverage that protect property of a floating or moveable nature.
• Related Property
  Related Property coverage provides protection for buildings, business personal property, business income and extra expense when also writing another marine coverage.
  

Technology and Communication - The more dependent you are on your equipment, the more you need specialized coverage and a company that knows the in's and out's of insuring communications, technology and electronic equipment.

• Cable Television
  Cable television provides protection for property incidental to the operation of cable television systems.
• Electronic Equipment
  Specialized insurance for any type of equipment that uses microprocessors and semi-conductors.
• Medical Imaging Equip
  Medical Equipment Imaging insurance provides protection for mobile medical equipment housed at hospitals, clinics, or associated premises.
• Physicians & Surgeons
  Physicians and Surgeons covers the medical, surgical and dental equipment, supplies and instruments used by medical or dental professionals.
• Radio & Television Towers
  Radio and Television Towers provides coverage for the majority of property used in broadcasting except for building and contents not directly associated with broadcasting.
• Scientific Instruments
  Covers instruments and equipment of a technical or scientific nature.
• Telecommunication Equipment
  Protects communication devices such as telephone, computers, telex machines, video conferencing audio and visual equipment and teleconferencing equipment.
  

Transportation - Transportation coverages are unique inland marine products designed for all industries involved in the transportation of goods. We provide a full range of products and services that can be tailored to meet your specific needs.

• Commercial Transits
  Trip transportation and Shipper's Coverages, specifically designed for truckers, warehousers, shippers and logistics operators, provide protection for goods and merchandise in transit, by virtually any mode of domestic transportation.
• Legal Liability
  Legal Liability provides coverage for sums the insured is obligated to pay as a result of damage from a covered loss to property of others in the insured's care, custody or control.
• Motor Truck Cargo
  Motor Truck Cargo protects owners or operators of trucks against loss to owned property or the property of others while in transport.
• Railroad Rolling Stock
  Railroad Rolling Stock coverage protects rolling stock (such as hopper and tank cars) owned or leased by railroad companies or other businesses.
• Tank Storage
  Provides protection for tanks, pipelines, and appurtenances as well as tank and pipeline contents and other contents in your care, custody and control.
  

If you would like more information about inland marine coverages for your business, please contact us at 800-627-2241.