All businesses need general liability insurance to cover their exposure to liability losses that can result from their business operations. The CGL policy can be purchased as stand-alone coverage or as part of a commercial package policy.

Bodily injury and Property Damage Coverage

Bodily injury and property damage coverage provides protection for injury, sickness, disease or death suffered by third-parties because of the insured's business activities (bodily injury) and protection for damage, destruction, or loss of use of property of others arising out of the insured's business operations (property damage).

Personal and advertising injury protection

Personal and advertising injury protection covers specific acts that result in injury to another, other than physical injury. This can include mental anguish, wrongful conviction, defamation of character, slander or libel, and invasion of privacy.

Medical payments coverage

Medical payments coverage provides necessary medical, surgical, ambulance, hospital or funeral expenses for injuries to third parties. Medical payments coverage is considered "goodwill" coverage since payments will be paid without regard to the fault or negligence of the insured.

If you would like more information about a commercial liability insurance for your business, please contact us at 800-627-2241.